Are there any soft pull store credit cards? This question is about Store Credit Cards

No, there aren't any soft pull store credit card. Store credit cards only use soft pulls during the pre-approval process. Things to know about the store cards pre-approval and application process: When you receive a pre-approved offer for a store credit card, it means the issuer used a soft pull to do a preliminary check of your credit. Getting pre-approved for a store card means the issuer determined that you were likely to be approved. Note that approval is not guaranteed. If you choose to apply for a store card, the issuer will always perform a hard pull of your credit report. A hard pull will likely cause a small drop in your credit score, but it should bounce back quickly. While there aren’t any soft pull store credit cards, there are a few general-purpose credit cards that do not require a credit check. They just aren’t affiliated with any particular retailer.

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Are there any soft pull store credit cards?

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This question is about Store Credit Cards

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@WalletHub • 12/01/22 This answer was first published on 06/24/19 and it was last updated on 12/01/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, there aren't any soft pull store credit card. Store credit cards only use soft pulls during the pre-approval process.

Things to know about the store cards pre-approval and application process:

When you receive a pre-approved offer for a store credit card, it means the issuer used a soft pull to do a preliminary check of your credit.
Getting pre-approved for a store card means the issuer determined that you were likely to be approved. Note that approval is not guaranteed.
If you choose to apply for a store card, the issuer will always perform a hard pull of your credit report.
A hard pull will likely cause a small drop in your credit score, but it should bounce back quickly.

While there aren’t any soft pull store credit cards, there are a few general-purpose credit cards that do not require a credit check. They just aren’t affiliated with any particular retailer.

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What are the easiest store credit cards to get?

Some of the easiest store credit cards to get are the Fingerhut Credit Account, the Montgomery Ward Credit Account, and the Amazon.com Secured Credit Card. These cards accept people with "bad" credit, and they all have $0 annual fees.

Here are the easiest store credit cards to get:

Build Credit: Fingerhut Credit AccountFingerhut Credit AccountLearn MoreLearn More

This is one of the easiest store credit card to get because you can get approved with bad credit. Things you can buy with the Fingerhut Credit Card include clothing, shoes, electronics, garden supplies, tools,...

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What are the easiest department store credit cards to get?

The easiest department store credit card to get approved for is the Fingerhut Credit Account, but that’s only if you count an online retailer / mail catalog as a department store. It’s the only store card you can get with bad credit. Pretty much all other store credit cards require fair credit (640+ score) for approval. But that still means most department store credit cards are easy to get for most people. It also means you should...

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What is a soft credit check and what does it show?

A soft credit check shows the same information as a hard inquiry. This includes your loans and lines of credit as well as their payment history and any collections accounts, tax liens or other public records in your name. A soft credit check does not hurt your credit because it happens when you review your own credit report or a creditor does so for regular account maintenance or to pre-screen you for a credit card.

A hard credit check, on the other hand,...

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