The Southwest credit card foreign transaction fee is either $0 or 3% of each transaction in U.S. dollars, depending on the card. More specifically, the Southwest Rapid Rewards® Plus Credit Card card’s foreign transaction fee is 3% of each transaction in U.S. dollars. The other Southwest credit cards have no foreign fees.
A Southwest credit card with no foreign transaction fee is well-suited for international travel, but only to certain locations. While Southwest doesn’t exactly operate globally, they do offer flights to Mexico, Central America and the Caribbean. There are over 110 destinations total.
The Southwest credit cards give 2 points / $1 - 4 points / $1 spent on purchases made directly through Southwest Airlines. If you earn points on a Southwest credit card with a foreign transaction fee of $0, they won’t be wiped out by a 3% charge.
Unfortunately, though, Southwest is one of the few major airlines that is not part of a big airline alliance. That means their points can’t be transferred to partner airlines that could service other international destinations.
The starting Chase credit card credit limit could be as low as $500 or as high as $25,000+, depending on the card and your overall credit standing. One of the Chase credit cards with the highest starting limit is the Chase Sapphire Reserve®, which has a minimum credit limit of $10,000. The … read full answerChase Freedom Flex℠ card’s minimum credit limit, on the other hand, is one of the lowest Chase offers, at $500.
For certain cards, Chase will approve you for either a Signature or Platinum account. Platinum accounts have lower starting limits than Signature, so applicants with lower credit scores who are approved will get a Platinum account. All individuals approved for Signature accounts typically receive a credit limit of at least $5,000.
The Chase foreign transaction fee for credit cards is either $0 or 3% of each transaction in U.S. dollars, depending on which credit card you get. A foreign transaction fee is a surcharge that some credit cards add to transactions processed outside of the United States. The fee applies whether it’s a purchase at a physical location in a foreign country or an online transaction through an internationally-based merchant.… read full answer
Chase Credit Cards with No Foreign Transaction Fees
In general, Chase cards that have annual fees don’t have foreign transaction fees, and vice-versa. If you’re a frequent traveler, not having to pay fees abroad probably outweighs the cost of an annual fee.
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