No, there is no Southwest credit card with no annual fee. More specifically, the Southwest credit cards' annual fees range from $69 to $149. For comparison, the average credit card annual fee on the market is $22 right now.
Even though all of the Southwest credit cards currently have annual fees, they come with plenty of benefits, like 2 free checked bags and upgraded boarding, to make that fee worth it for frequent Southwest Airlines flyers. Moreover, all Southwest credit cards come with good signup bonuses, and they also offer good ongoing rewards rates.
Ultimately, if you are a frequent traveler and looking for a card that doesn’t charge annual fees, you’re not out of luck. You can check out some great travel credit cards with no annual fee to weigh your options.
The best Southwest Credit card is the Southwest Rapid Rewards® Premier Credit Card because it offers a bonus of 75,000 points for spending $5,000 in the first 3 months. It also gives you 6,000 points every account anniversary. The card has a manageable annual fee of $99. And there are plenty of other worthwhile perks, including 2 free checked bags on Southwest flights.… read full answer
For bigger spenders, the Southwest Rapid Rewards® Priority Credit Card might be better. It has pretty much the same perks as the Southwest Rapid Rewards® Premier Credit Card, but its annual bonus is 7,500 points. Plus, it gives 4 upgraded boardings each year, a $75 annual Southwest travel credit and 20% back on in-flight purchases. But its annual fee is a bit higher than the Premier card’s, at $149.
You need a minimum credit score of at least 700 to be approved for a Southwest Airlines credit card, which is considered good credit. If your credit score is below the threshold needed for a Southwest Airlines credit card, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.
Southwest Airlines Credit Score Requirements by Card
Your credit score is an important factor, but there are plenty of other things that will impact your chances of being approved for a Southwest Airlines credit card, too. Some other key criteria include your income, existing debt load, number of open credit accounts, recent credit inquiries, employment status and housing status.
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