Is there a Southwest credit card with no annual fee?

The best Southwest Credit card is the Southwest Rapid Rewards® Premier Credit Card because it offers a bonus of 75,000 points for spending $5,000 in the first 3 months. It also gives you 6,000 points every account anniversary. The card has a manageable annual fee of $99. And there are plenty of other worthwhile perks, including 2 free checked bags on Southwest flights.… read full answer

For bigger spenders, the Southwest Rapid Rewards® Priority Credit Card might be better. It has pretty much the same perks as the Southwest Rapid Rewards® Premier Credit Card, but its annual bonus is 7,500 points. Plus, it gives 4 upgraded boardings each year, a $75 annual Southwest travel credit and 20% back on in-flight purchases. But its annual fee is a bit higher than the Premier card’s, at $149.

You need a minimum credit score of at least 700 to be approved for a Southwest Airlines credit card, which is considered good credit. If your credit score is below the threshold needed for a Southwest Airlines credit card, it’s best to wait to apply until you meet the credit score requirement. You can … read full answercheck your credit score for free on WalletHub.

Southwest Airlines Credit Score Requirements by Card

• Southwest Rapid Rewards® Plus Credit Card: 700+ (Good credit)
• Southwest Rapid Rewards® Priority Credit Card: 700+ (Good credit)
• Southwest Rapid Rewards® Premier Credit Card: 700+ (Good credit)
• Southwest® Rapid Rewards® Performance Business Credit Card: 700+ (Good credit)
• Southwest® Rapid Rewards® Premier Business Credit Card: 700+ (Good credit)

Your credit score is an important factor, but there are plenty of other things that will impact your chances of being approved for a Southwest Airlines credit card, too. Some other key criteria include your income, existing debt load, number of open credit accounts, recent credit inquiries, employment status and housing status.