What are the Southwest Premier card benefits? This question is about the Southwest Rapid Rewards® Premier Credit Card

The Southwest Premier Card benefits include rental car insurance, purchase protection, extended warranty, and more. Cardholders also get 2 automatic check-ins, plus 6,000 bonus points every year the Southwest Premier Card is renewed. Additionally, the Southwest Premier Card’s foreign transaction fee is $0. Here are some of the best Southwest Premier Card benefits: Rental car insurance Purchase protection Extended warranty protection Lost luggage reimbursement Baggage delay insurance Travel accident insurance 2 automatic check-ins per year 6,000 bonus points every time card is renewed No blackout dates or seat restrictions $0 foreign transaction fee An initial bonus of 50,000 points for spending $1,000 in the first 3 months 1 - 3 points per $1 on purchases The Southwest Premier Card’s $99 annual fee can be worth it for people who travel a lot. The initial bonus alone is worth at least two free flights - and maybe more, depending on the cost of airfare. The travel insurance benefits also stand out on this card, simply because so many card issuers have dropped these benefits in recent years.

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What are the Southwest Premier card benefits?

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This question is about the Southwest Rapid Rewards® Premier Credit Card

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Sue Patterson, WalletHub Analyst

@sweetsue • 09/16/22 This answer was first published on 09/02/20 and it was last updated on 09/16/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Southwest Premier Card benefits include rental car insurance, purchase protection, extended warranty, and more. Cardholders also get 2 automatic check-ins, plus 6,000 bonus points every year the Southwest Premier Card is renewed.

Additionally, the Southwest Premier Card’s foreign transaction fee is $0.

Here are some of the best Southwest Premier Card benefits:

Rental car insurance
Purchase protection
Extended warranty protection
Lost luggage reimbursement
Baggage delay insurance
Travel accident insurance
2 automatic check-ins per year
6,000 bonus points every time card is renewed
No blackout dates or seat restrictions
$0 foreign transaction fee
An initial bonus of 50,000 points for spending $1,000 in the first 3 months
1 - 3 points per $1 on purchases

The Southwest Premier Card’s $99 annual fee can be worth it for people who travel a lot. The initial bonus alone is worth at least two free flights - and maybe more, depending on the cost of airfare. The travel insurance benefits also stand out on this card, simply because so many card issuers have dropped these benefits in recent years.

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Are Southwest credit cards worth it?

It’s worth getting a Southwest credit card if you’re a frequent flyer who is brand loyal to Southwest Airlines. There are 5 Southwest credit card offers available right now, all of which are issued by Chase and require at least good credit for approval.

If you're not a frequent Southwest Airlines flyer, you’re probably better off with a travel rewards credit card that’s equally rewarding no matter which airline you use or where you book your flights. The … read full answer Chase Sapphire Preferred Card and the Capital One Venture Card are two particularly good options.

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What credit score do you need for a Southwest Airlines credit card?

A Southwest Airlines credit card requires a minimum credit score of at least 700, which is considered good credit. If your credit score is below the threshold needed for a Southwest Airlines credit card, it’s best to wait to apply until you meet the credit score requirement. You can check your credit score for free… read full answer on WalletHub.

Southwest Airlines Credit Score Requirements by Card

Southwest Rapid Rewards® Plus Credit Card: 700+ (Good credit)

Southwest Rapid Rewards® Priority Credit Card: 700+ (Good credit)

Southwest Rapid Rewards® Premier Credit Card: 700+ (Good credit)

Southwest® Rapid Rewards® Performance Business Credit Card: 700+ (Good credit)

Southwest® Rapid Rewards® Premier Business Credit Card: 700+ (Good credit)

Your credit score is an important factor, but there are plenty of other things that will impact your chances of being approved for a Southwest Airlines credit card, too. Some other key criteria include your income, existing debt load, number of open credit accounts, recent credit inquiries, employment status and housing status.

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What is the value of Southwest points?

The value of Southwest points is 1.37 cents per point, on average. That means 10,000 Southwest points have a value of roughly $137. Southwest points are worth about the same as the average airline miles, which are worth 1.36 cents each, as a result.

It`s important to remember that the value of Southwest points depends on how they are redeemed. They have the most value when used for Rapid Rewards flights. In addition, one of the best ways to increase the number of Southwest points that you earn is to apply for a … read full answer Southwest credit card.

Southwest Points vs. The Competition

Rewards Program	Average Mile Value	Value of 1,000 Miles
Southwest Airlines Rapid Rewards	1.37 cents	$13.7
Delta SkyMiles®	1.29 cents	$12.9
United MileagePlus	1.29 cents	$12.9
Alaska Airlines	1.18 cents	$11.8
American Airlines AAdvantage	1.34 cents	$13.4

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