Sue Patterson, WalletHub Analyst
@sweetsue
The Southwest Premier card benefits are rental car insurance, purchase protection, extended warranty, lost luggage reimbursement, baggage delay insurance, and travel accident insurance. Cardholders also get their first and second checked bags free on Southwest flights, plus 6,000 bonus points every year the Southwest Premier card is renewed. Additionally, the Southwest Premier card’s foreign transaction fee is $0.
Southwest Premier Card Benefits List
- Rental car insurance.
- Purchase protection.
- Extended warranty protection.
- Lost luggage reimbursement.
- Baggage delay insurance.
- Travel accident insurance.
- First and second checked bags free.
- 6,000 bonus points every time card is renewed.
- No blackout dates or seat restrictions.
- $0 foreign transaction fee.
- Initial bonus: 40,000 points for spending $1,000 in the first 3 months.
- 1 - 3 points per $1 on purchases.
The Southwest Premier credit card isn’t the cheapest Southwest card - nor the most expensive - but its $99 annual fee can be worth it for people who travel a lot. The initial bonus alone is worth at least two free flights - and maybe more, depending on the cost of airfare. The travel insurance benefits also stand out on this card, simply because so many card issuers have dropped these benefits in recent years.

Southwest Rapid Rewards® Premier Credit Card
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