James D Richard, WalletHub Analyst
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The Stein Mart Credit Card special offers are the following:
When you open a credit account, you get 10% off your first purchase. In addition to that, you will receive a $5 Stein Mart SMart Cash Reward with your new credit card in the mail.
The ongoing rewards are pretty modest though. You’ll earn just 2% “cash” back on all purchases made with the Stein Mart Mastercard. You’ll get 2 points per $1 spent, and you need 500 points to get a $5 rewards certificate.
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