Maria Adams, Credit Cards Moderator
The best store credit card for no credit is the Fingerhut Credit Account because it has easy approval and a $0 annual fee. Aside from accepting people with no credit or even bad credit, the card doesn’t charge one-time fees or monthly fees, either. But keep in mind that you can only use it to make Fingerhut purchases.
Most store credit cards require fair credit or better for approval. But there are, however, a number of co-branded cards for no credit.
Best Store Credit Cards for No Credit in 2023
The Fingerhut Credit Account is a good store credit card for no credit because it has a $0 annual fee and $0 monthly fees. Plus, it also comes with a one-time fee of $0. This card also reports to all three major credit bureaus, which will help you build credit. Keep in mind that this card can only be used at Fingerhut.
The Montgomery Ward Credit Account also comes with a $0 annual fee. Although it only works for Montgomery Ward purchases online or through the company’s catalogue, the Montgomery Ward Credit reports to the credit bureaus on a monthly basis. This will eventually help you build credit.
The Group One Platinum Card comes with a $0 annual fee. This card can be used exclusively on the Horizon Outlet website. It reports to credit bureaus on a monthly basis. However, this card comes with a $0 monthly fee.
If you can’t find a suitable store credit card for no credit, consider a normal credit card designed for people with limited or no credit history.
2023's Best Store Credit CardsCompare Cards
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