What are the best student credit cards with 0% APR? This question is about Student Credit Cards

What are the best student credit cards with 0% APR?

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This question is about Student Credit Cards

Thom Fotenberg, WalletHub Credit Card Analyst

@thom.f • 09/27/19 This answer was first published on 09/27/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The best student credit card with 0% APR is the Bank of America Cash Rewards Credit Card for Students, because it has a 15-month 0% APR period on purchases and balance transfers, and provides great ongoing rewards for a student card. It gives 3% cash back in one chosen category (gas, online shopping, dining, travel, drugstores, or home improvement/furnishings) and 2% back at grocery stores and wholesale clubs on a combined $2,500 spent each quarter, and 1% on all other purchases. And right now, signing up for this student card is a little sweeter: they're offering a $200 bonus for spending $1,000 in the first 3 months. Like many student card offerings, you can get this card with limited credit history.

Students looking for a break on APR might also look into the BankAmericard Credit Card for Students. It offers a similar 0% APR period of 15 months on purchases and balance transfers, plus a 60-day window for fee-free balance transfers after you open the account. The Bank Americard student card doesn't come with ongoing rewards or signup bonuses, but it could be helpful for financing a large purchase, and you'll only need limited credit to get approved.

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