The best student credit card with 0% APR is the Bank of America Cash Rewards Credit Card for Students, because it has a 15-month 0% APR period on purchases and balance transfers, and provides great ongoing rewards for a student card. It gives 3% cash back in one chosen category (gas, online shopping, dining, travel, drugstores, or home improvement/furnishings) and 2% back at grocery stores and wholesale clubs on a combined $2,500 spent each quarter, and 1% on all other purchases. And right now, signing up for this student card is a little sweeter: they're offering a $200 bonus for spending $1,000 in the first 3 months. Like many student card offerings, you can get this card with limited credit history.
Students looking for a break on APR might also look into the BankAmericard Credit Card for Students. It offers a similar 0% APR period of 15 months on purchases and balance transfers, plus a 60-day window for fee-free balance transfers after you open the account. The Bank Americard student card doesn't come with ongoing rewards or signup bonuses, but it could be helpful for financing a large purchase, and you'll only need limited credit to get approved.
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