What's the starting credit limit for a SunTrust Bank credit card? This question is about Truist Credit Cards

What's the starting credit limit for a SunTrust Bank credit card?

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This question is about Truist Credit Cards

Jack_Jerry, Member

@Jack_Jerry • 01/24/22 This answer was first published on 01/24/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The minimum starting credit limit for a SunTrust Bank credit card is reportedly $400-500, but the issuer does not list any credit limits in their credit card terms. You’ll find out your credit limit after approval for a credit card, and applicants with a high income and excellent credit will generally get the highest credit limits.

You may not be able to get a great indication of your potential SunTrust Bank credit card credit limit before applying, but this shouldn’t be too much of a concern. Many credit card companies don’t list minimum credit limits in their card terms. Plus, if you end up with a low credit limit, you can eventually ask for a credit limit increase.

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How do I apply for a SunTrust credit card?

You cannot apply for a SunTrust credit card anymore as the company no longer exists. SunTrust has merged with BB&T in February 2022 under the name of Truist. You can apply for a Truist credit card online, over the phone at (844) 487-8478, or at a branch.

Here are some of the best Truist credit cards:... read full answer

Travel: Truist Enjoy Travel credit cardTruist Enjoy Travel credit cardLearn MoreLearn More
Ongoing Rewards: Truist Enjoy Beyond credit cardTruist Enjoy Beyond credit cardLearn MoreLearn More
Secured: Truist Enjoy Cash Secured Credit CardTruist Enjoy Cash Secured Credit CardLearn MoreLearn More

Ultimately, it is worth mentioning that most Truist credit cards require excellent credit, which is a credit score of 750+. However, the Truist Enjoy Cash Secured Credit Card is available for applicants who do not meet these criteria.

If you’d like to know where you stand, you can check your credit score for free, right here on WalletHub.

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