The minimum starting credit limit for a SunTrust Bank credit card is reportedly $400-500, but the issuer does not list any credit limits in their credit card terms. You’ll find out your credit limit after approval for a credit card, and applicants with a high income and excellent credit will generally get the highest credit limits.
You may not be able to get a great indication of your potential SunTrust Bank credit card credit limit before applying, but this shouldn’t be too much of a concern. Many credit card companies don’t list minimum credit limits in their card terms. Plus, if you end up with a low credit limit, you can eventually ask for a credit limit increase.
You cannot apply for a SunTrust credit card anymore as the company no longer exists. SunTrust has merged with BB&T in February 2022 under the name of Truist. You can apply for a Truist credit cardonline, over the phone at (844) 487-8478, or at a branch.
Ultimately, it is worth mentioning that most Truist credit cards require excellent credit, which is a credit score of 750+. However, the Truist Enjoy Cash Secured Credit Card is available for applicants who do not meet these criteria.
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