Here’s how you can apply for a SunTrust Secured Credit Card:
Online: To apply online, just click on the “Apply Now” The online application process takes about 5 minutes, according to SunTrust.
By phone: If you’d rather apply via phone, just call (800) 788-72835 to speak to a representative.
At a branch: Lastly, you could submit a SunTrust Secured Credit Card application by visiting your nearest SunTrust branch.
Ultimately, it is also worth noting that you can get approved for the SunTrust Secured Credit Card even with a bad (300+) credit score. The outcome of your application, though, will also depend on various other factors like your credit history, income and any debts you might have.
SunTrust will use TransUnion and/or Equifax for approval.
Once you’re approved and begin using your SunTrust credit card, SunTrust will report your payment history to the three major consumer credit bureaus (TransUnion, Experian, and Equifax) on a monthly basis.
As long as you make on-time payments and proactively manage your credit card account, your credit will improve.… read full answer
There is no minimum credit score requirement for the SunTrust Secured Credit Card; you will be able to apply for it even if you have bad (300) credit, as long as you will be able to fund your security deposit ($300 min).
This card has a $32 annual fee and it's a great tool for rebuilding credit or starting a brand new credit journey.… read full answer
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