There is no minimum credit score requirement for the SunTrust Secured Credit Card; you will be able to apply for it even if you have bad (300) credit, as long as you will be able to fund your security deposit ($300 min).
This card has a $32 annual fee and it's a great tool for rebuilding credit or starting a brand new credit journey.
Generally, an excellent credit score is needed for a SunTrust credit card. The only exception is the SunTrust Secured Credit Card, which you could get even with bad credit.
Your credit score isn’t the only factor that’s taken into consideration when SunTrust reviews your application. Your income and any existing debts could also have their role in deciding if you’re a good fit.… read full answer
Regardless of the card you choose to apply for, a hard inquiry on your credit will be inevitable. This could have a negative effect on your credit for a little while.
Here’s how you can apply for a SunTrust Secured Credit Card:
Online: To apply online, just click on the “Apply Now” The online application process takes about 5 minutes, according to SunTrust.… read full answer
By phone: If you’d rather apply via phone, just call (800) 788-72835 to speak to a representative.
At a branch: Lastly, you could submit a SunTrust Secured Credit Card application by visiting your nearest SunTrust branch.
Ultimately, it is also worth noting that you can get approved for the SunTrust Secured Credit Card even with a bad (300+) credit score. The outcome of your application, though, will also depend on various other factors like your credit history, income and any debts you might have.
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