Maria Adams, Credit Cards Moderator
The main Surge Credit Card approval requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments. The Surge Credit Card accepts people with bad credit.
Surge Credit Card Approval Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of enough income to make the monthly minimum payment
- Social Security number or ITIN
- Checking or savings account
If you apply for the Surge Credit Card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
When you submit a Surge Credit Card application, it’s possible to receive a decision in just a few seconds. But it could also take up to 30 days for the issuer to verify your identity or eligibility.
Things to Consider Before Applying for the Surge Credit Card
The Surge Credit Card is good for building credit, since it reports to the three major credit bureaus: TransUnion, Experian and Equifax.
But you should keep in mind, that it comes with pretty high fees and APRs. More specifically, the card has a $75 - $125 annual fee, a monthly fee ($0 1st yr, up to $10 after) and a 29.99% (Variable) regular APR.
Surge® Platinum Mastercard®
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