Alex Wise, WalletHub Credit Cards Analyst
It generally takes 1 to 3 business days for a Surge Credit Card credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer.
If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.
Surge® Platinum Mastercard®
To add to these answers and get a little more specific, the payment for me for this card posts within 1-3 business days and the money is taken out of my account about 4 or 5 days after I make the payment, depending on the day of the week (I pay using the CFC app, linked to my bank account). However, the credit is not available again on my card for 10-15 days after the payment.
Hannah Nance, Member
As Alex said, your payment will post within 1-3 business days.
To add to her answer, if you pay by phone with your debit card, you can have your payment post immediately. To have this happen though, you must pay a $10.95 fee. I’m not sure if this fee is applied when you call in and only want to have it post within normal processing times. There is no fee if you pay it online, through the Continental Finance app, or by mail.
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