When will my Surge Credit Card payment post? This question is about the Surge® Platinum Mastercard®

When will my Surge Credit Card payment post?

This question is about the Surge® Platinum Mastercard®

Alex Wise, WalletHub Credit Cards Analyst

@Alex_Wise • 07/23/20 This answer was first published on 07/23/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It generally takes 1 to 3 business days for a Surge Credit Card credit card payment to post to your account if you pay online or by phone. Payments by mail will take a few days longer.

If your credit card is linked to your checking account and both accounts are from the same bank, your payment may post immediately following the transaction. Your issuer’s payment timelines are included in your monthly statement, or you can call customer service for more information.

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caelasenvy, Member

@caelasenvy • 08/21/22 This answer was first published on 08/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To add to these answers and get a little more specific, the payment for me for this card posts within 1-3 business days and the money is taken out of my account about 4 or 5 days after I make the payment, depending on the day of the week (I pay using the CFC app, linked to my bank account). However, the credit is not available again on my card for 10-15 days after the payment.

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Hannah Nance, Member

@hannah.nance • 02/06/22 This answer was first published on 02/06/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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As Alex said, your payment will post within 1-3 business days.

To add to her answer, if you pay by phone with your debit card, you can have your payment post immediately. To have this happen though, you must pay a $10.95 fee. I’m not sure if this fee is applied when you call in and only want to have it post within normal processing times. There is no fee if you pay it online, through the Continental Finance app, or by mail.

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