Rodney Bennett, WalletHub Analyst
@rodneyben
No, the Surge Credit Card is not a secured card, so you're not required to put down a security deposit. The Surge Credit Card is an unsecured credit card designed for people with bad credit. It offers a minimum credit limit of $300, with potential increases after six months, depending on your creditworthiness and overall financial situation. It does come with hefty fees though. There is a $75 - $99 annual fee. And the card also has a monthly fee: None 1st yr, up to $10 after.
Feel free to also check out some of the best credit cards for bad credit and pick one according to your individual needs. Secured credit cards tend to be offer better rates and fees in exchange for a security deposit. But there are good options among the best unsecured cards for bad credit as well.

Surge Mastercard®
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