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To get a Synchrony Bank credit limit increase, you should request one through your online account, or contact customer service at the number on the back of your card. Synchrony Bank also occasionally offers automatic credit limit increases to select accountholders. While there is no way to guarantee you’ll be offered one, keeping your income information updated and your account in good standing will definitely help.
Here’s how to get a Synchrony Bank credit limit increase:
- Online Account: Log in to your account via the MySynchrony mobile app or access your account through the Synchrony website. Select “Access your account or apply for a card”, then enter your card’s brand name and click “Account Access” to log in and request a credit limit increase.
- By Phone: Request a credit limit increase by contacting the number on the back of your card. Alternatively, you can find the customer service phone number for your credit card by entering your card’s brand name on Synchrony’s dedicated web page. If you have trouble reaching the right department, you can contact Synchrony’s general inquiry line at (866) 419-4096.
- Live Chat: Once logged in to your Synchrony credit card online account, you may also be able to speak to a live agent and request a credit limit increase. To do so, simply select “Chat Now”.
- Automatic increases: Synchrony may also grant automatic credit limit increases to select cardholders based on creditworthiness.
It is worth mentioning that when you request or get an automatic credit limit increase, Synchrony will conduct a soft inquiry on your credit report, which does not hurt your credit score.
Ultimately, your best chances of being granted a credit limit increase are when you pay your bills on time and in full, or when you credit score has improved since you applied for your credit card. You can check your credit score for free, right here on WalletHub.
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