WalletHub, Financial Company
@WalletHub
You can check for Synchrony Bank pre-approval online for certain credit cards. Plus, like all major credit card issuers, Synchrony Bank also mails pre-approved offers to certain people who appear to meet the criteria for one of its nearly 100 cards.
Generally, a pre-approval tool allows consumers to gauge the likelihood of getting approved for a credit account before they apply. Pre-approvals use soft inquiries of your credit, so it will not affect your credit report. A pre-approved offer does not guarantee you’ll get the card, but it does mean you have a 90% chance of approval, though.
Here is some additional information on checking for Synchrony Bank pre-approval:
- Synchrony allows potential applications to check for pre-approval online for certain credit cards. Keep in mind that not all Synchrony Bank cards offer this feature.
- Synchrony also pre-screens customers by using data compiled from three credit bureaus: TransUnion, Equifax, and Experian. Plus, it mails prepaid offers to consumers who have at least fair credit (a credit score between 640-699).
- To receive a credit card after being pre-approved, you still need to apply. If you received a pre-approved offer, you can mail the application back. You may also apply online or by phone, depending on the card. In the case of a store card, you may also have the option to submit an application in person at the store.
If you receive a pre-approved credit card offer, make sure it is for a card you think would be worthwhile. Be selective and don’t apply in response to every pre-approval you receive. Getting pre-approved for lots of credit cards won’t hurt your credit, but applying for many of them in a short period of time can.
Eileen Winters, Member
@eileen_winters
Unfortunately, there's no way to do that. With that said, most of Synchrony Bank's cards are store credit cards, so if you're looking to get one of those, anything above 650 should get you approved.
People also ask
Does the Synchrony Premier card have pre-approval?
You cannot check for Synchrony Premier pre-approval. Synchrony Bank does not offer pre-approval through its website, so anyone interested in applying for the Synchrony Premier Card will have to do so without the benefit of checking for pre-approval beforehand.
You can, however, use WalletHub’s CardAdvisor tool instead and learn how easy it is to find the right credit card for you. Just answer a few general questions, and based on your responses, CardAdvisor will provide you...
read full answerHow do I apply for a Synchrony credit card?
The most straightforward way to apply for a Synchrony credit card is online. Synchrony Bank is one of the largest providers of store cards in the United States. These cards offer rewards and/or financing offers targeted to a specific brand. You can apply for any Synchrony credit card online, but some brands may also allow you to apply in store or by phone.
Here is how to apply for a Synchrony credit card online:
- Visit...
What's the Synchrony Bank credit card credit score requirement?
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.
read full answerDid we answer your question?
If you do get approved from them, be mindful of your credit score because if it drops in any way, they will lower your limit or even cancel the card with no notice until after they do it. Good payment history doesn't matter, they just look at credit score...