The most straightforward way to apply for a Synchrony credit card is online. Synchrony Bank is one of the largest providers of store cards in the United States. These cards offer rewards and/or financing offers targeted to a specific brand. You can apply for any Synchrony credit card online, but some brands may also allow you to apply in store or by phone.
Here is how to apply for a Synchrony credit card online:
You can check your Synchrony Bank application status by calling (866) 226-5638, Mon-Fri, 7 a.m. to midnight ET. You will need to speak to a customer service rep, as there is no automated system for checking the status of a Synchrony credit card application.
However, you should check your email first, because Synchrony Bank is known to provide an application status within minutes of applying.... read full answer
You can check for Synchrony Bank pre-approval online for certain credit cards. Plus, like all major credit card issuers, Synchrony Bank also mails pre-approved offers to certain people who appear to meet the criteria for one of its nearly 100 cards.
Generally, a pre-approval tool allows consumers to gauge the likelihood of getting approved for a credit account before they apply. Pre-approvals use ... read full answersoft inquiries of your credit, so it will not affect your credit report. A pre-approved offer does not guarantee you’ll get the card, but it does mean you have a 90% chance of approval, though.
Here is some additional information on checking for Synchrony Bank pre-approval:
Synchrony allows potential applications to check for pre-approval online for certain credit cards. Keep in mind that not all Synchrony Bank cards offer this feature.
Synchrony also pre-screens customers by using data compiled from three credit bureaus: TransUnion, Equifax, and Experian. Plus, it mails prepaid offers to consumers who have at least fair credit (a credit score between 640-699).
To receive a credit card after being pre-approved, you still need to apply. If you received a pre-approved offer, you can mail the application back. You may also apply online or by phone, depending on the card. In the case of a store card, you may also have the option to submit an application in person at the store.
If you receive a pre-approved credit card offer, make sure it is for a card you think would be worthwhile. Be selective and don’t apply in response to every pre-approval you receive. Getting pre-approved for lots of credit cards won’t hurt your credit, but applying for many of them in a short period of time can.
It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.
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