How do I apply for a Synchrony credit card? This question is about Synchrony Bank Credit Cards

The most straightforward way to apply for a Synchrony credit card is online. Synchrony Bank is one of the largest providers of store cards in the United States. These cards offer rewards and/or financing offers targeted to a specific brand. You can apply for any Synchrony credit card online, but some brands may also allow you to apply in store or by phone. Here is how to apply for a Synchrony credit card online: Visit the Synchrony Bank website. Select the “Consumers” tab at the top of the page and click “Credit Cards”. Select the “Credit Card Partners” drop-down menu and enter the name of the brand in the search bar. Click the “Apply For A Card” button next to the brand you just entered. You can also browse the entire selection of retailers and service providers on Synchrony’s dedicated web page.

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How do I apply for a Synchrony credit card?

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This question is about Synchrony Bank Credit Cards

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James Bronzz, WalletHub Analyst

@jbronz • 09/16/22 This answer was first published on 01/31/19 and it was last updated on 09/16/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The most straightforward way to apply for a Synchrony credit card is online. Synchrony Bank is one of the largest providers of store cards in the United States. These cards offer rewards and/or financing offers targeted to a specific brand. You can apply for any Synchrony credit card online, but some brands may also allow you to apply in store or by phone.

Here is how to apply for a Synchrony credit card online:

Visit the Synchrony Bank website.
Select the “Consumers” tab at the top of the page and click “Credit Cards”.
Select the “Credit Card Partners” drop-down menu and enter the name of the brand in the search bar.
Click the “Apply For A Card” button next to the brand you just entered.

You can also browse the entire selection of retailers and service providers on Synchrony’s dedicated web page.

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sandrammaxwell1955, Member

@sandrammaxwell1955 • 12/19/20 This answer was first published on 12/19/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Online is the best way to apply for a synchrony credit card

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How can I check my Synchrony Bank application status?

You can check your Synchrony Bank application status by calling (866) 226-5638, Mon-Fri, 7 a.m. to midnight ET. You will need to speak to a customer service rep, as there is no automated system for checking the status of a Synchrony credit card application.

However, you should check your email first, because Synchrony Bank is known to provide an application status within minutes of applying.... read full answer

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How can I check for Synchrony Bank pre-approval?

You can check for Synchrony Bank pre-approval online for certain credit cards. Plus, like all major credit card issuers, Synchrony Bank also mails pre-approved offers to certain people who appear to meet the criteria for one of its nearly 100 cards.

Generally, a pre-approval tool allows consumers to gauge the likelihood of getting approved for a credit account before they apply. Pre-approvals use ... read full answer soft inquiries of your credit, so it will not affect your credit report. A pre-approved offer does not guarantee you’ll get the card, but it does mean you have a 90% chance of approval, though.

Here is some additional information on checking for Synchrony Bank pre-approval:

Synchrony allows potential applications to check for pre-approval online for certain credit cards. Keep in mind that not all Synchrony Bank cards offer this feature.

Synchrony also pre-screens customers by using data compiled from three credit bureaus: TransUnion, Equifax, and Experian. Plus, it mails prepaid offers to consumers who have at least fair credit (a credit score between 640-699).

To receive a credit card after being pre-approved, you still need to apply. If you received a pre-approved offer, you can mail the application back. You may also apply online or by phone, depending on the card. In the case of a store card, you may also have the option to submit an application in person at the store.

If you receive a pre-approved credit card offer, make sure it is for a card you think would be worthwhile. Be selective and don’t apply in response to every pre-approval you receive. Getting pre-approved for lots of credit cards won’t hurt your credit, but applying for many of them in a short period of time can.

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What's the Synchrony Bank credit card credit score requirement?

It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.

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WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

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