The Synchrony Premier Card balance transfer fee is 4% (min $10). This card is not a good choice for balance transfers due to the combination of its balance transfer fee and relatively high balance transfer APR: 15.49% - 28.49% Variable. That does not compare favorably to the selection of 0% balance transfer credit cards on the market right now.
Withdraw the cash and remove the credit card from the ATM.
Before you take out a Synchrony Premier cash advance, it’s important to note that it is a very expensive transaction. For starters, there’s a cash advance fee of 5% (min $10). There’s also a separate cash advance APR of 29.99% that applies as soon as you withdraw the cash. There may be ATM-owner fees, too.
The Synchrony Premier Card exchange rate is Mastercard’s exchange rate on the date you make a purchase, plus any foreign transaction fees. While Mastercard exchange rates change daily, the Synchrony Premier foreign fee is always 3% of the transaction.
The Synchrony Premier World Mastercard® credit score requirement is 750 or better. That means people with excellent credit have a shot at getting approved for the Synchrony Premier Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Synchrony Premier Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.… read full answer
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Synchrony Premier credit score requirement. You can check your credit score for free on WalletHub.
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