No, the Synchrony Premier Card does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Synchrony Premier Card is not a great credit card to use.
Alternatively, you can check out the best 0% APR credit cards of 2023, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
To find the interest rate on your credit card, look at your cardmember agreement and your monthly credit card statements. Your interest rate will be there in the form of an annual percentage rate (APR). But as “annual” implies, an APR is the cumulative interest rate for a whole year, which isn’t all that helpful for calculating actual interest charges from day to day or month to month.
When a 0% APR period ends, the credit card’s regular APR will kick in. That rate will apply to any unpaid balance remaining on the credit card as well as any new purchases made from that point on. The regular APR that applies when a 0% APR period expires tends to be very high, so it’s best not to leave much of a balance for it to affect.
You can make a Synchrony Bank credit card payment online, over the phone, through the MySynchrony mobile app, by mail, or at Western Union. Synchrony accepts electronic transfers from a linked bank account, checks, money orders, or cash, depending on how you send your payment.
How to Make a Synchrony Credit Card Payment Online
Log in to your credit card’s online account from the Synchrony website.
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