How can I freeze my Synchrony Premier Card? This question is about the Synchrony Premier World Mastercard®

How can I freeze my Synchrony Premier Card?

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This question is about the Synchrony Premier World Mastercard®

Chip Lupo, Credit Card Writer

@CLoop • 01/21/22 This answer was first published on 01/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You cannot freeze your Synchrony Premier Card. If your Synchrony Premier Card is lost or stolen, you’ll need to call Synchrony Bank credit card customer service at 1-877-295-2080 as soon as possible, so they can cancel the card and send you a new one.

That said, it’s important to remember that you won’t be held responsible for unauthorized purchases, thanks to a $0 fraud liability guarantee.

Answer Question

How much is the Synchrony Premier annual fee?

The Synchrony Premier annual fee is $0 per year. Synchrony Premier’s $0 annual fee is lower than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the Synchrony Premier World Mastercard®, though.

Synchrony Premier Fees

Annual Fee: $0
Cash Advance Fee: 5% (min $10)... read full answer

Foreign Fee: 3%

Balance Transfer Fee: 4% (min $10)

Max Late Fee: $41

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How do I check my Synchrony Premier balance?

To check your Synchrony Premier Card balance, log in to your Synchrony Bank account online or call credit card customer service at 1-844-406-7427. It’s also possible to check your Synchrony Premier Card balance through the Synchrony Bank app.

How to Check Your Synchrony Premier Balance

Online: Log in to your Synchrony Bank account to see your Synchrony Premier card’s balance.... read full answer

By Phone: Call 1-844-406-7427 and follow the prompts to connect with a customer service representative.

By App: Log in to the Synchrony Bank app. Your credit card balance will be shown on the home screen.

It’s a good idea to keep an eye on your Synchrony Premier Card balance. If your balance seems higher than it should be, take a moment to look over your recent transactions for anything out of the ordinary.

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What is the Synchrony Premier interest rate?

The Synchrony Premier World Mastercard® interest rate is 18.24% - 31.24% Variable, with the actual rate depending on factors such as your income, credit history and existing debt. This Synchrony Premier card interest rate is variable, meaning it can change based on certain economic conditions.

Synchrony Premier gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card’s payment due date. You won’t owe any interest as long as you pay your balance in full during that timeframe. Should you decide to carry a balance on your Synchrony Premier card, it will accumulate interest daily at the card’s regular APR. Interest is compounded, meaning you will owe interest on both the principal balance and any interest already accumulated.... read full answer

In addition to the regular interest rate, Synchrony Premier also charges a separate 29.99% interest rate on cash advances. All Synchrony Premier card interest rates will be listed on your statement and on your online account summary.

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