Where can I check my Target Credit Card balance?

The most straightforward way to make a payment on your Target Credit Card is either online or by phone at (800) 659-2396. Alternatively, you can make a payment in a Target store, or by mail.

Here’s how you can pay your Target Credit Card:

• Online. Log in to your Target account on the website and click “Pay Now.”… read full answer
• Over the phone. Call (800) 659-2396 and follow the prompts to make a payment, or ask to speak with a Target guest services representative.
• In a Target store. You can pay your credit card in person at any Target store, too. Visit the Guest Service Counter, and have your billing statement or Target Credit Card ready, so the attendant can look up your account number.
• By mail. If you prefer to pay your Target Credit Card by mail, send a check and your payment coupon to:

  Target Card Services

  P.O. Box 660170

  Dallas, TX 75266-0170

Your Target Credit Card credit limit will be determined based on your overall creditworthiness, including income and credit score. Initial credit limits tend to be in the vicinity of $500, but they will vary according to each approved applicant’s creditworthiness and overall financial situation.

After several months of use, accounts get reviewed for automatic credit limit increases. These are based on … read full answersoft pulls on your credit report, so they won’t affect your credit score. Your chances of an increase are better if your income has improved and you’ve updated it through your online account. Also, making payments on time and preferably in full is also a good idea.