How do I get the Target Credit Card sign-up bonus? This question is about the Target Credit Card

How do I get the Target Credit Card sign-up bonus?

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This question is about the Target Credit Card

Chip Lupo, Credit Card Writer

@CLoop • 09/15/22 This answer was first published on 09/15/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Target Credit Card does not currently have a sign-up bonus, though it does give ongoing rewards of 5% discount on in-store or online Target purchases. This includes purchases at in-store Starbucks locations, as well as specialty gift cards, clearance items, Shipt, and pickup orders.

If you’re in the market for an initial bonus, you can compare the best credit card sign-up bonuses from other cards, picked by WalletHub’s editors. But keep in mind that rewards bonuses are just one of the many things to consider when deciding which credit card you should get.

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Can you use a Target credit card anywhere?

No, you cannot use the Target Credit Card anywhere. This card can only be used at Target stores, Target.com, and through the Target mobile app. The Target Mastercard, on the other hand, can be used anywhere Mastercard is accepted.

It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the Target Credit Card or the Target Mastercard, depending on their creditworthiness.

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Does the Target Credit Card offer instant approval?

Yes, you might be approved instantly for the Target Credit Card if you clearly meet the approval requirements and your identity is easy to verify. If your application requires further verification, it might take up to 10 business days to get approved for this card.

Lastly, it is worth mentioning that you can check your Target Credit Card application status by calling (800) 424-6888.

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Can I get cash back with my Target Credit Card?

Yes, you can get cash back with your Target Credit Card. More specifically, the Target Credit Card offers a 5% discount at Target and Target.com.

If you’re thinking of “cash back” as a way to simply withdraw money, keep in mind that you cannot do a cash advance with the Target Credit Card, unless it has been upgraded to a Mastercard. You can get the Mastercard version as an upgrade once you have the Target Credit Card. But you can’t apply for it directly.

Ultimately,...

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