Chip Lupo, Credit Card Writer
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The Target Credit Card does not offer cell phone insurance. Cell phone insurance on other cards reimburses the cost of repairing or replacing a damaged or stolen phone if a cardholder regularly pays the phone bill with the card, though it’s not a benefit commonly offered by credit card issuers.
If you’re looking for a credit card with cell phone protection, some good options include the SoFi Credit Card, the Hotels.com Credit Card, and the Capital One Venture X card.
Target Credit Card
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