Brianne Larch, WalletHub Credit Card Analyst
@BrianneLarch
If you lost your Target Credit Card, you should call customer service at (800) 659-2396 as soon as possible. You can also report a lost Target Credit Card through the Target website or mobile app. The issuer will request some security information in order to verify your identity before sending a replacement.
How to Report a Lost Target Credit Card By Phone
- Call customer service at (800) 659-2396. At first, the automated system asks for your account number. This message is repeated three times. After that, you will hear a new menu. At this point, press 1.
- Inform the customer service representative that you’ve lost your credit card.
- Provide any requested information, such as your date of birth or the last four digits of your Social Security number.
- Ask the rep to cancel your old credit card and send a replacement.
You should receive a replacement Target Credit Card within 7-10 business days. When you receive your replacement Target Credit Card, you’ll need to activate it before you can make purchases. If there are any recurring charges linked to the old Target Credit Card, make sure to update those accounts with your new card information.
Finally, it’s important to note that your Target Credit Card is covered by $0 fraud liability, which means that you will not be held responsible for unauthorized purchases made with your card while it’s lost. You should still give your card issuer immediate notice of any unfamiliar charges on your account, though.

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