What's the Target Credit Card phone number for customer service?

The easiest way to make a payment on your Target Credit Card is either online or over the phone at (888) 755-5856. Alternatively, you can make a payment in a Target store, or by mail.

How to make a payment on your Target Credit Card:

• Online: Log in to your Target account on the website and click “Pay Now.”… read full answer
• Over the phone. Call (888) 755-5856 and follow the prompts to make a payment, or ask to speak with a Target guest services representative.
• In a Target store. You can pay your credit card in person at any Target store, too. Visit the Guest Service Counter, and have your billing statement or Target Credit Card ready, so the attendant can look up your account number.
• By mail. If you prefer to pay your Target Credit Card by mail, send a check and your payment coupon to:
  Target Card Services
  P.O. Box 660170
  Dallas, TX 75266-0170

Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.

The credit score that you need for the Target Credit Card is 640, at a minimum. That means at least fair credit is required for approval. Note that the Target Credit Card can only be used to make Target purchases, in-store and online.

When you apply for a Target Credit Card, your credit score is one of the major factors that the card’s issuer will consider. But it’s not the only factor. Your income, employment status, debts, and housing information matter, too. But your odds of approval are generally higher if you have a credit score above the 640 mark.… read full answer

Here are the Target Credit Card requirements for approval:

• Minimum credit score: 640+ (at least fair credit)
• Age requirement: 18 years old
• Income requirement: Enough to afford monthly payments (wages, investments, etc.)
• Citizenship: Must be a U.S. citizen with a valid Social Security Number
• Bank account requirement: Must have a checking account at a bank in the U.S.

You can apply for the Target Credit Card online or in person at a local Target store. You may be approved instantly if your doesn’t require application additional review. Otherwise, it can take 7-10 business days to receive a decision.

If approved, you will also be able to make purchases right away. You will receive a temporary credit card to use until your actual card arrives.

Here’s what you should know about the Target Credit Card:

The Target Credit Card gives you a 5% discount at Target and Target.com. You’ll also get 30 extra days for returns and free two-day shipping on Target.com orders. The card also offers a $0 annual fee.

The Target Credit Card is issued by TD Bank. Aside from the Target Credit Card, other TD Bank credit cards include the TD Double Up Card, and the TD First Class Visa Signature® Credit Card.

What you should know about the Target Credit Card:

The Target Credit Card is intended for applicants with fair credit (a credit score of 640+). Its key features are 5% discount at Target and other select merchant locations, 30 extra days for returns, and free shipping on … read full answerTarget orders. The card’s annual fee is $0.

This card has a WalletHub editor's rating of 5/5. More details can be found in our full Target Credit Card review.