Can I get pre-approved for the Target Credit Card? This question is about the Target Credit Card

Can I get pre-approved for the Target Credit Card?

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This question is about the Target Credit Card

Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 04/28/23 This answer was first published on 04/30/21 and it was last updated on 04/28/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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No, you cannot get pre-approved for the Target Credit Card at the moment. So, anyone interested in applying will have to do so without the benefit of checking for pre-approval beforehand.

Target Credit Card Approval & Application Details

It's not hard to get approved for the Target Credit Card as it requires fair credit or better. But make sure you qualify for it. An application will result in a hard pull on your credit report, lowering your credit score for a short period of time. If you don’t know where you stand, you can check your score for free, right here on WalletHub.

You can also take a look at our list of major issuers that offer pre-approval for their credit cards.

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Kwatson1610, Member

@Kwatson1610 • 10/26/22 This answer was first published on 10/26/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can be pre-approved. The option is listed on the target credit card page below the apply now button.

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What credit score do you need for the Target Credit Card?

The credit score that you need for the Target Credit Card is 640, at a minimum. That means at least fair credit is required for approval. Note that the Target Credit Card can only be used to make Target purchases, in-store and online.

When you apply for a Target Credit Card, your credit score is one of the major factors that the card’s issuer will consider. But it’s not the only factor. Your income, employment status, debts, and housing information...

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How do I apply for the Target Credit Card?

You can apply for the Target Credit Card either online or in a Target store, at the customer service counter. You will need to have identification on you; Social Security Number, driver’s license, state ID or military ID.

Keep in mind that you need at least fair credit to get this card. If you don’t know where you stand, you can check your credit score for free on WalletHub. The issuer will also take into account your overall credit history, income and...

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Does the Target Credit Card do a hard pull?

Yes, the Target Credit Card does a hard pull on each applicant's credit reports. When credit cards like the Target Card do a hard pull, or hard inquiry, they check an applicant's credit reports to confirm their creditworthiness.

Unfortunately, pre-qualifying with only a soft pull isn’t an option. And since you’ll need to have at least fair credit to be considered eligible for the Target Red Card, make sure you have the credit needed to avoid...

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