Chip Lupo, Credit Card Writer
The Target Credit Card does not have purchase protection anymore, since the benefit was removed as part of an industry-wide shift away from traditional secondary perks on credit card offers. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the Target Credit Card doesn’t have purchase protection, applying could still make a lot of sense in the right situation. The Target Credit Card has 5% at Target & Target.com and free shipping at Target.com. It also has an annual fee of $0. All in all, the Target Credit Card is a good card for people who regularly shops at Target.
If you’re set on finding a good credit card for purchase protection, consider checking out the Chase Sapphire Reserve card or the Amex Blue Cash Everyday card. Both credit cards have great purchase protection coverage, according to the most recent WalletHub purchase protection study.
Target Credit Card
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