The Target Credit Card does not offer an extended warranty benefit. However, you will benefit from the product’s manufacturer’s warranty and any eligible items purchased with a Target Credit Card have an additional 30 days for returns and exchanges beyond their normal return period. Excluded items include Target Optical purchases, non-returnable items and contract mobile phones.
Target does offer its own protection plans for purchases like portable electronics, TVs, mobile devices and more. But unlike extended warranty benefits that come with certain credit cards, these plans are not free of charge.
The Target Credit Card’s grace period is 25 days long.
If you pay your balance in full each month during this period, you won’t be charged with interest for your purchases.
But if you don't pay your balance in full once, or miss your due date, you'll lose your grace period. And to get it back, you’ll have to pay your balance in full for two consecutive months.… read full answer
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