Does Target Credit Card have travel insurance?

No, you cannot use the Target Credit Card anywhere. This card can only be used at Target stores, Target.com, and through the Target mobile app. The Target Mastercard, on the other hand, can be used anywhere Mastercard is accepted.

It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the Target Credit Card or the Target Mastercard, depending on their creditworthiness.

The credit score that you need for the Target Credit Card is 640, at a minimum. That means at least fair credit is required for approval. Note that the Target Credit Card can only be used to make Target purchases, in-store and online.

When you apply for a Target Credit Card, your credit score is one of the major factors that the card’s issuer will consider. But it’s not the only factor. Your income, employment status, debts, and housing information...

To cancel your Target Credit Card, call (800) 659-2396. Next, enter your account information and navigate through the menu until you are directed to a customer service representative. They’ll then be able to cancel your Target Credit Card. At the moment, there is no way to cancel your account online.

Keep in mind that cancelling a credit card may hurt your credit score. So, take a look at how to navigate the process with as little damage as possible to your score.