Online:Log in to your Target account on the website and click “Pay Now.”
Over the phone: Call (800) 424-6888 and follow the prompts to make a payment, or ask to speak with a Target guest services representative.
In a Target store: You can pay your credit card in person at any Target store, too. Visit the Guest Service Counter, and have your billing statement or Target Credit Card ready, so the attendant can look up your account number.
By mail: If you prefer to pay your Target Credit Card by mail, send a check and your payment coupon to:
Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.
Yes, store credit cards can help you build credit if you use them wisely. Store credit cards report your payment history to credit bureaus monthly. If you pay your credit card bill on time and stay within your credit limit, a store credit card can go a long way in building or rebuilding your credit.
What you should know about store cards:
Overview: Store credit cards are offered by certain retailers and can usually be used only...
It’s worth noting that potential cardholders do not get to choose which card they apply for. If they apply and get approved, the applicants will get either the Target Credit Card or the Target Mastercard, depending on their creditworthiness.
The credit score that you need for the Target Credit Card is 640, at a minimum. That means at least fair credit is required for approval. Note that the Target Credit Card can only be used to make Target purchases, in-store and online.
When you apply for a Target Credit Card, your credit score is one of the major factors that the card’s issuer will consider. But it’s not the only factor. Your income, employment status, debts, and housing information...
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