To add a TD Bank authorized user, log in to your TD Bank account online and click the “Accounts Summary” tab, or call customer service at 1 (888) 561-8861. You will need to provide their full name and birth date to add them as an authorized user.
A primary cardholder can make anyone a TD Bank authorized user, as there are no minimum age requirements. There’s no limit to the number of authorized users you can add to an account, though.
How to Add a TD Bank Authorized User Online
- Log in to your TD Bank account.
- Click the “Accounts Summary” tab.
- Click “Authorized user” under the “Manage credit cards” menu.
- Enter the authorized user’s full name and birth date.
- Click “Continue.”
When you add a TD Bank authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. TD Bank authorized users are able to make purchases and earn rewards. However, they cannot ask for credit limit increases, access the account online, set spending limits, or close the account.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. TD Bank reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.