The best TD Bank sign-up bonus is offered by the TD Business Solutions Credit Card, which gives 40,000 points for spending $3,000 in the first 90 days. TD Bank credit card bonuses range from 10,000 points to 40,000 points, depending on the card.
TD Bank points are worth 1 cent per point. For example, 1,000 TD Bank points have a value of $10. The value of TD Bank points is the same regardless of how they are redeemed.
Using a TD Bank credit card will help you earn TD Bank points faster, especially if it’s one as rewarding as the TD Bank Cash Credit Card.
Redeem TD Bank points regularly.
TD Bank points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won’t get to enjoy the fruits of your spending if you don’t redeem.
Read the rewards program rules.
Every credit card with rewards also has rules for when unredeemed earnings could be lost – usually as a result of closing your account or missing payments. Double-checking these details can help you keep every cent of rewards value you earn.
Redeem before closing your account.
Any points you don’t redeem before closing your account will be lost.
TD Bank does not offer an authorized user bonus on any of its credit cards right now. Some credit card companies give a bonus for adding an authorized user to an eligible credit card, though this is relatively rare and TD Bank is not among the companies offering it.
There are still benefits to adding an authorized user to your TD Bank credit card, though. To start, the authorized user is able to build credit. In addition, an authorized user’s spending still counts toward earning a card’s initial bonus. And authorized users’ purchases will earn rewards at the same rates as the primary cardholder’s purchases. Only the primary cardholder is able to redeem rewards earned by any user on a card, however.... read full answer
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