Maria Adams, Credit Cards Moderator
@m_adams
You need a credit score of at least 750 for most TD Bank credit cards. That means applicants for TD Bank credit cards need excellent credit to be approved. But it really depends on which card you’re after. Some TD cards require credit scores lower than that.
Keep in mind that it’s best to wait and apply for a given card after you meet the credit score requirement. You can check your credit score for free on WalletHub.
TD Bank Credit Score Requirements by Card
- TD First Class Visa Signature® Credit Card: 750+ (Excellent credit)
- TD Bank Cash Credit Card: 700+ (at least good credit)
- TD Double Up Card: 750+ (Excellent credit)
- TD Cash Secured Credit Card: 300+ (Bad credit)
- TD Business Solutions Credit Card: 750+ (Excellent credit)
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a TD Bank credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.
People also ask
How do I apply for a TD Bank credit card?
You can apply for a TD Bank credit card either online or over the phone at (888) 561-8861. Alternatively, you can also submit an application in person at a TD Bank branch location.
How to Apply for a TD Bank Credit Card
- Online: Applying online is the easiest option. All you need to do is provide your name, Social Security number, phone number, and other requested personal information. Then, submit your application and you’re all set.
- Over the phone: ...
What is the minimum credit score for a credit card?
There is no minimum credit score needed for a credit card. Some credit card companies don’t even check applicants’ credit history, so it’s certainly possible to get a credit card even if you have a very low credit score or no credit score at all.
But there is a difference between getting approved for a credit card in general and getting one of the better offers.
The credit score needed for credit card...
read full answerWhat credit bureau does TD Bank use for approval?
TD Bank typically pulls credit reports from Experian when evaluating credit card applications, but it could use any of the three major credit bureaus (TransUnion, Equifax, Experian). So if any of your credit reports are frozen, you should unfreeze them before submitting an application for a TD Bank credit card.
Also, keep in mind that applying for a credit card can trigger a hard inquiry on your credit report, which may cause a temporary dip in your credit...
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