Iris Harper, Member
@iris_harper
The best unsecured credit card from TD Bank is the TD First Class Visa Signature credit card for people with excellent credit, offering:
- 25,000 miles bonus miles for purchases of at least $3,000 in the first 6 months of account opening
- 3 miles/$1 spent on travel and dining
- 1 mile/$1 spent on everything else
- Miles don't expire as long as your account is in good standing
- Intro transfer APR of 0% for 12 months
- No annual fee in the first year, $89 after
- 0% foreign transaction fee
Besides these rewards, you'll get the Visa Signature benefits, which amongst others include:
- Zero liability protection
- Visa concierge service
- Rental car insurance
- Purchase security
- Roadside dispatch
- Travel accident insurance
Another unsecured card is the TD Bank Cash Credit Card also, for people with excellent credit.
Besides having the same ongoing rewards structure, it only offers 15,000 points bonus points for purchases of at least $500 in the first 90 days of account opening.
But it compensates with 0% intro APR for 15 months both for purchases and balance transfers. Also, it has no annual fee.
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