You need excellent credit (i.e. a credit score of 750+) for the TD First Class credit card.
However, people with excellent credit scores have a better chance of being approved, but it’s not always so cut-and-dry. Having a certain score doesn’t guarantee that your application for a certain card will be approved.
Credit card companies generally look at the big picture, not just your credit scores. Other aspects they factor include your number of delinquencies, recent hard inquiries, credit utilization ratio, and income.
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