What are the Plum Card requirements for approval? This question is about The Plum Card® from American Express

The main Plum Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit. Plum Card Requirements At least 18 years old Physical U.S. address (no P.O. boxes) Proof of enough income to make the monthly minimum payment Social Security number or ITIN Good credit or better If you apply for the Plum Card Card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

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What are the Plum Card requirements for approval?

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This question is about The Plum Card® from American Express

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Chip Lupo, Credit Card Writer

@CLoop • 02/23/23 This answer was first published on 02/23/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The main Plum Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also have a physical U.S. address, enough income to make monthly minimum payments, and at least good credit.

Plum Card Requirements

At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of enough income to make the monthly minimum payment
Social Security number or ITIN
Good credit or better

If you apply for the Plum Card Card, it’s important that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.

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How do I apply for the American Express Plum Card?

The easiest way you can apply for the American Express Plum Card is either online or by phone at (800) 528-4800. Alternatively, you can respond to a mail offer.

Here’s how to apply for the Plum Card

Online: To apply for the Plum Card online, click the “Apply Now” button, then enter the requested personal and financial information, review the card’s terms, and submit the application.
Phone: To apply over the phone, call American Express...

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What's the easiest American Express card to get?

There are no American Express credit cards that are easy to get. They all require good credit or better. Compared to other American Express cards, the Amex Blue Cash Everyday card is easier to get if you have good credit or better and you meet all other criteria in order to qualify for it.

While American Express credit cards aren’t that easy to obtain, there are several other credit cards that are easy to get approved for.

Easiest credit...

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What is a good income for a credit card?

A good annual income for a credit card is more than $39,000 for a single individual or $63,000 for a household. Anything lower than that is below the median yearly earnings for Americans. However, there’s no official minimum income amount required for credit card approval in general. It varies by credit card company and from individual card to card.

For example, the Capital One Venture Rewards Credit Card requires at least $425 more in income per month than you...

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