How do I check my TJX Credit Card application status? This question is about the TJX Credit Card

How do I check my TJX Credit Card application status?

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This question is about the TJX Credit Card

Evelyn Boros, Credit Cards Moderator

@evelyn_boros • 07/01/21 This answer was first published on 07/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your TJX Credit Card application status by calling (800) 952-6133. You'll need to provide either your 9-digit Social Security Number or your application reference number.

If it turns out that your application is denied, there's still one thing you can do. Call (800) 952-6133 to speak to a representative and ask for a reconsideration. While there's no guarantee it will work, it doesn't hurt to try.

If the issuer's decision about your denial remains unchanged, you can still apply for a secured card that offers better approval odds. You can check out our editors' latest picks for the best secured credit cards to find one that fits your needs. Alternatively, consider becoming an authorized user on someone else's account. This way, you can build your credit and apply for better cards in the future.

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How much is the starting TJX Credit Card credit limit?

Your TJX credit card credit limit will be determined based on your creditworthiness, debt and income.

Unfortunately there's no way to find out a starting limit before submitting an application.

What credit score do you need for the T.J.Maxx Credit Card?

The credit score that you need for the TJX Credit Card is 700, at a minimum. That means people with at least good credit have a shot at getting approved for this card. The TJX Store Card, on the other hand, requires a 640+ credit score (fair credit).

Other TJX Credit Card Approval Requirements

You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the TJX Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.... read full answer

Since all these criteria are taken into consideration, you might be able to get approved with a slightly lower credit score. But it’s best to wait and apply after you meet the TJX Credit Card credit score requirement. You can check your credit score for free on WalletHub.

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How long does it take to get approved for the TJX Credit Card?

Synchrony Bank will review your TJX Credit Card application and let you know whether you’re approved instantly, in most cases. It may take a few business days if they need to verify your information.show less

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