If you meet the credit requirements for the Platinum version (i.e. a credit score of 700+), you may be offered that card instead of the store card. If you apply for the Platinum and aren’t approved, you might be able to get the store card. The TJX Rewards Platinum Mastercard can be used anywhere Mastercard is accepted, which is pretty much anywhere.
Take into account that the TJX credit cards carry rather high interest rates, but if you pay off your balance each month, you may be able to get some decent value out of using them.
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