Maria Adams, Credit Cards Moderator
@m_adams
You can apply for the Total Visa credit card online by clicking on “Apply Now”. There is no way to apply over the phone or in person.
What you should know about the Total Visa application process:
- You’ll need to provide some personal details, including your name, mailing address, phone number, date of birth, and Social Security number.
- Keep in mind that you will also need to have a checking account before applying for the Total Visa.
- After you submit your Total Visa application, it usually takes a few seconds to get a decision. You’ll be sent a confirmation email with an application number in it.
If you are approved for the card, you can pay the one-time $89 program fee on the Total Visa website (you’ll need your application ID or email address, and your date of birth to locate your account). Alternately, you can pay the program fee over the phone by calling (844) 206-4371.
Once you’ve paid your program fee, you can expect your Total Visa credit card to arrive in the mail within 7-10 business days.

Total Visa® Card
Wikelmann, Member
@wickl20
Scamsssssssss. My initial fees was $89, in which I’ve paid. When I received my card, it was an additional charge of $75, I asked to closed my account immediately once I noticed that. 2 months later, I get a bill from them stating that I had a balance plus late fees when I’ve never used the card. Long story short, they never refunded my account starting fee’s and I ended up paying them and additional $29 bucks so that it wouldn’t get reported on my credit, completely disaster. I spoke to the rep and his supervisor and informed them that if I had to pay that fees, I would made this matter aware all over the internet, the supervisor basically said she didn’t care.
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