Maria Adams, Credit Cards Moderator
@m_adams
To apply for the Total Visa credit card, fill out the application online by clicking “Apply Now.” There is no way to apply over the phone or in person.
You’ll need to provide some personal details, like your name, mailing address, phone number, date of birth, and Social Security number. Also, keep in mind that you must have a checking account to get approved for the Total Visa.
After you submit your Total Visa application, you could receive a credit decision instantly, and you’ll be sent a confirmation email with an application number in it. If you are approved for the card, you can pay your one-time $89 program fee on the Total Visa website (you’ll need your application ID or email address and your date of birth to locate your account). Alternately, you can pay the program fee over the phone by calling (844) 206-4371.
Once you’ve paid your program fee, you can expect your Total Visa credit card to arrive in the mail in 7-10 business days.
Total Visa® Card
Wikelmann, Member
@wickl20
Scamsssssssss. My initial fees was $89, in which I’ve paid. When I received my card, it was an additional charge of $75, I asked to closed my account immediately once I noticed that. 2 months later, I get a bill from them stating that I had a balance plus late fees when I’ve never used the card. Long story short, they never refunded my account starting fee’s and I ended up paying them and additional $29 bucks so that it wouldn’t get reported on my credit, completely disaster. I spoke to the rep and his supervisor and informed them that if I had to pay that fees, I would made this matter aware all over the internet, the supervisor basically said she didn’t care.
People also ask
When does Total Visa report to the credit bureaus?
The Total Visa Card reports account information to the three major credit bureaus each month, which is something that not all bad-credit card issuers do. This will help you build positive credit history if you don't miss due dates or max out your spending limit.
How do I check my Total Visa application status?
You can check your Total Visa application status by calling customer service at (877) 526-5799.
Having said that, it is also worth noting that, most of the times, you get the status for your Total Visa application by email within 60 seconds from clicking the “Apply Now” button. Only in rare… read full answer
show lessWhat is the Total Visa Card credit score requirement?
The Total Visa® Card is available to people with bad credit. That means people with credit scores below 640 may have a shot at getting approved for the Total Visa® Card.
You should note that while your credit score is an important factor, there are plenty of other things that … read full answer
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