How can I activate my Total Visa card online? This question is about the Total Visa® Card

If you've already paid the Program Fee and received your card, you can activate your Total Visa online, through the dedicated activation web page. Here is how to activate your Total Visa: Visit the Total Visa activation web page. If you haven't paid your Program Fee, you will have to do so before activation. Enter your date of birth along with your application ID or email address. Click "Submit" and fill in the form with the required information (e.g.: card number; last four digits of your Social Security Number, phone number). Click "Activate My Card". If for any reason you have trouble activating your card, simply call Total Visa customer service at (877) 526-5799 for assistance.

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How can I activate my Total Visa card online?

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This question is about the Total Visa® Card

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 07/09/21 This answer was first published on 07/09/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you've already paid the Program Fee and received your card, you can activate your Total Visa online, through the dedicated activation web page.

Here is how to activate your Total Visa:

Visit the Total Visa activation web page. If you haven't paid your Program Fee, you will have to do so before activation.
Enter your date of birth along with your application ID or email address.
Click "Submit" and fill in the form with the required information (e.g.: card number; last four digits of your Social Security Number, phone number).
Click "Activate My Card".

If for any reason you have trouble activating your card, simply call Total Visa customer service at (877) 526-5799 for assistance.

Answer Question

Is the Total Visa credit card legit?

Yes, the Total Visa® Card is a legit, real credit card. The Total Visa card is legit because it is issued by The Bank of Missouri, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating, in partnership with Vervent (former Total Card Inc.). The Total Visa also reports information to the major credit bureaus each month.… read full answer

Why The Total Visa Card is Legit

Issued by The Bank of Missouri, an FDIC member that is accredited by the Better Business Bureau and has an "A+" BBB rating, in partnership with Vervent (former Total Card Inc.).

Rated 1/5 stars by WalletHub editors.

3.5 / 5 average user rating on WalletHub.

Reports to all three of the major credit bureaus: Equifax, Experian, and TransUnion.

$0 fraud liability guarantee.

In addition, the Total Visa card is legit because it’s on the Visa credit card network, meaning you can use the card anywhere Visa credit cards are accepted.

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How do I apply for the Total Visa Credit Card?

You can apply for the Total Visa credit card online by clicking on “Apply Now”. There is no way to apply over the phone or in person.

What you should know about the Total Visa application process:

You’ll need to provide some personal details, including your name, mailing address, phone number, date of birth, and Social Security number. … read full answer

Keep in mind that you will also need to have a checking account before applying for the Total Visa.

After you submit your Total Visa application, it usually takes a few seconds to get a decision. You’ll be sent a confirmation email with an application number in it.

If you are approved for the card, you can pay the one-time $89 program fee on the Total Visa website (you’ll need your application ID or email address, and your date of birth to locate your account). Alternately, you can pay the program fee over the phone by calling (844) 206-4371.

Once you’ve paid your program fee, you can expect your Total Visa credit card to arrive in the mail within 7-10 business days.

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How do I get the Total Visa Card sign-up bonus?

Total Visa does not have a sign-up bonus or any ongoing rewards. The main benefits of having the Total Visa card are that it offers zero liability protection and reports monthly to the credit bureaus.

If you’re in the market for an initial bonus, you can compare the best credit card sign-up bonuses… read full answer from other cards, picked by WalletHub’s editors. But keep in mind that rewards bonuses are just one of the many things to consider when deciding which credit card you should get.

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