Keyaira Sutton, WalletHub Analyst
@keykey
The Total Visa® Card does not offer an authorized user bonus, currently. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and the Total Visa is not among the cards offering it.
Adding an authorized user to your Total Visa still has benefits, though. Most importantly, the authorized user is able to build credit, if they are age 18 or older.
Total Visa® Card
People also ask
Do authorized users build credit?
Yes, authorized users do build credit. You can actually build a good or excellent credit score just as an authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history. But because authorized users are not responsible for paying the bills, credit scores don’t give authorized user accounts as much weight. So...
read full answerHow do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
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