How can I get a Total Visa virtual credit card?

The credit limit for the Total Visa is $300.

However, the Total Visa limit that you start off with isn’t necessarily your credit limit forever. They may grant credit limit increases after your account has been opened for at least one year if it was used responsibly. They will do a harmless … read full answersoft pull of your credit, and if you meet their standards, they will offer you an increase.

Keep in mind, though, that there's a 20% fee if you're approved for a credit limit increase. In other words, if your credit line is increased by $100, you'll be charged $20.

To check your Total Visa® Card balance by phone, call (877) 480-6988 and follow the prompts. To check your Total Visa Card balance online, log in to your online account and you will see your current balance on your account summary page.

It’s also good to note that you can see your Total Visa Card balance on the statement you will receive each month. However, that balance is only accurate as of the date the billing cycle closed, so if you’ve made any more purchases or payments since then, your actual balance will be different.… read full answer

Anyone with a Visa credit card can use a virtual Visa credit card number through the free digital card service Click to Pay with any online merchant that shows the EMV payment icon at checkout. After selecting the icon, cardholders can choose a card to use and make their purchase without giving out their real card number. The EMV icon looks like a square with two arrows pointing to the right.… read full answer

To set up a Click to Pay account through Visa, you’ll need to provide your name, email, billing address, and card information. It’s important to note that your credit card doesn’t need to be on the Visa network to work with Click to Pay. In fact, Click to Pay works with cards on all four major card networks: Visa, Mastercard, American Express and Discover. That said, you can only add Visa cards through the Visa portal. Other cards can be added through another card network’s website, your card issuer’s website, or the merchant’s website during checkout.

Click to Pay will save the credit card and billing information you provide when you sign up. When you check out with Click to Pay, a virtual credit card number is generated to take the place of your actual card number and security code. The payment process is quick, and since your actual card number never leaves the Click to Pay system, it’s well-protected against fraud.