If, on the other hand, you want to pay the $89 one-time program fee and activate your card, you can do so through the Total Visa dedicated web page. You'll need to enter your date of birth along with your application ID or the email address used when you applied for the card. You can also pay your one-time program fee by calling Total Visa customer service at (877) 526-5799
The Total Visa credit card minimum payment is $40 or 5% of the statement balance, plus fees, past-due amounts, and interest – whichever is higher. If the statement balance is less than $40, the Total Visa credit card minimum payment will be equal to the balance. In addition, if you recently missed a payment or exceeded your credit limit, Total Card Inc may add a late fee or the overlimit amount to your minimum payment.… read full answer
The minimum payment is the smallest amount you’re obligated to pay by the due date for your Total Visa credit card account to be in good standing. Failure to pay by the due date may result in a late fee. Your credit score will also take a hit if you miss multiple minimum payments.
Log in to your online account via the Total Card Inc website or mobile app.
Find the “Payment” on the account home page and then select “Automatic payments.”
Enter your bank account routing number and account number. This is the account from which Total Card Inc will deduct your payment each month.
Select your payment amount. Choose from the minimum amount due, the current balance, the statement balance, or a customized amount that is more than the minimum payment.
You should always make sure your bank account has enough funds for the payment a few days before the due date, to be safe. And once you’re in enrolled in automatic payments, don’t forget to review your recent transactions regularly.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.