How can I pay my Toys R Us credit card?

Where you can use your Synchrony credit card depends on which card you have. Synchrony Bank mostly issues store credit cards, which only work at the specific retailers they’re affiliated with. But if your card has a Visa or Mastercard logo and an expiration date, it can be used pretty much anywhere.... read full answer

For example, the American Eagle Outfitters (AEO) Store Card can only be used at American Eagle Outfitters. But the American Eagle Outfitters (AEO) Credit Card can be used anywhere Visa is accepted.

Here’s where you can use popular Synchrony credit cards:

• Amazon.com Store Card: Amazon.com
• American Eagle Outfitters (AEO) Store Card: American Eagle Outfitters
• Lowe's Store Card: Lowe’s
• TJX Store Card: T.J.Maxx, Marshalls, HomeGoods and Sierra Trading Post
• JCPenney Credit Card: JCPenney
• Sam's Club® Credit Card: Anywhere Mastercard is accepted

Some of those cards also have a Visa or Mastercard version that can be used basically anywhere that takes credit cards. But they generally offer the best rewards on purchases made through the stores they’re affiliated with.

You can make a Synchrony Bank credit card payment online, over the phone, through the MySynchrony mobile app, by mail, or at Western Union. Synchrony accepts electronic transfers from a linked bank account, checks, money orders, or cash, depending on how you send your payment.

How to Make a Synchrony Credit Card Payment Online... read full answer

1. Log in to your credit card’s online account from the Synchrony website.
2. Click “Make a Payment.”
3. Select the payment amount, the date you want the payment to be made, and your preferred payment account.
4. Click “Submit Payment for Review.”
5. After reviewing your payment, click "Submit."

Other Ways to Make a Synchrony Payment

Synchrony offers a “Pay Without Log In” feature that allows you to make same-day credit card payments online without logging in to your account.

You can also mail in a Synchrony credit card payment. For store credit cards (also called “private label” cards), send a check or money order to:

Synchrony Bank,
P.O. Box 960061,
Orlando,
FL 32896.

Synchrony Bank,
P.O. Box 960013,
Orlando,
FL 32896.

To pay your Synchrony Bank credit card bill over the phone, call the number on the back of your credit card, or find your card’s customer service phone number on the Synchrony website. Make sure to have your credit card handy to verify your account information. Also be aware that Synchrony may charge a fee to pay by phone, and the fee amount may vary from card to card.

Once you’ve made a payment – or in the case of mailed payments, once Synchrony receives it – it will post to your account within 48 hours.