How can I transfer a personal loan to my U.S. Bank Platinum card?

This question is about the U.S. Bank Visa® Platinum Card

Randy Glover, Member

@randy_glo 10/22/20 This answer was first published on 10/22/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

You can transfer a personal loan to your U.S. Bank Platinum card by doing a balance transfer. You can request one online by signing in to your account or by calling 1-800-285-8585.

The U.S. Bank Platinum card has a transfer intro APR of 0% for 20 billing cycles for balances transferred within 60 days of account opening.

Otherwise, you may receive a promotional rate offer code in the mail which you can use to transfer any balances. Without a promotional offer, transferring a balance will have an APR of 14.49% - 24.49% (V).

Keep in mind that the U.S. Bank Platinum has a balance transfer fee of 3% (min $5), and the maximum transferable amount cannot be greater than 95% of your credit limit.

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.