How do I get pre-approved for a Truist Bank credit card? This question is about Truist Credit Cards

How do I get pre-approved for a Truist Bank credit card?

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This question is about Truist Credit Cards

Maria Adams, Credit Cards Moderator

@m_adams • 02/22/22 This answer was first published on 02/22/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get pre-approved for a Truist Bank credit card by visiting Truist Bank’s webpage, where potential applicants can check their approval odds before they apply for a card.

Getting pre-approved for a Truist Bank credit card indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.

How to Check for Truist Bank Pre-Approval Online

Visit Truist’s webpage.
Enter the required information
Select “Continue” to view any pre-approved offers.

Truist pre-approvals do not affect your credit score, as they’re done using a soft “pull”, or inquiry. But if you decide to submit an application for any Truist card, a hard inquiry will be conducted, which will lead to a slight, but temporary decrease in your credit score.

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Rachel, Member

@rachelgoldsby • 08/21/22 This answer was first published on 08/21/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Earlier today I checked preapproval for Truist and it said I had FIVE offers. It had solid APR for each one. I accepted the Future CC for the 15 mos 0 intro and was instantly approved for $4500. Did some research on Myfico and it sounds like it remains a soft pull and you can app for another card. So, I did the preapproval process again and the 5 offers were still there. Accepted the offer for the Enjoy cash CC for $4500. From what I have read, these never turn into hard pulls!

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