John Miller, Credit Cards Moderator
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The Truist Enjoy Cash Secured Credit Card is available to people with bad credit, too. That means people with credit scores below 640 also have a shot at getting approved for the Truist Enjoy Cash Secured Credit Card.
Secured cards are easier to get than unsecured cards because they require a deposit to open the account, which Truist will use as collateral to secure the account. The amount of your deposit will be your credit limit. That said, though approval is likely, it does not mean that it is guaranteed.
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