You can do a balance transfer with the Truly Simple Credit Card by completing the balance transfer portion of the application. If you’re an existing cardholder, you can request a balance transfer by calling customer service at (866) 671-5353. Balance transfers may take 10-20 business days to process. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score.
Key Things to Know About a Truly Simple Credit Card Balance Transfer
The card accepts balance transfers from other credit cards. It does not allow balance transfers from other Fifth Third Bank credit accounts.
The card has an introductory transfer APR of 0% for 18 months, 14.24% - 25.24% (V) after that. There is also a balance transfer fee of 4% (min $5). Try to pay off the balance before the introductory rate expires. Any balance remaining after that will accumulate interest daily at the card’s regular APR. Using a balance transfer calculator can be a big help.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.