Credit cards with a TSA PreCheck® benefit allow U.S. travelers to travel domestically without having to spend excessive time in security lines. With PreCheck®, you don’t have to take off your shoes or dump out certain things from your luggage. It costs $85 for 5 years, which is worth it if you travel a lot – and it’s especially worth it if your credit card pays for it anyway. All you have to do to get it is pay the fee and submit to an in-person interview, background check, and fingerprinting.
Just make sure to charge the TSA PreCheck® application fee to your credit card. The card issuer will automatically give you a statement credit for the fee after it’s charged to your card.
Global Entry and TSA PreCheck are both programs that speed up the airport security process. Global Entry makes it easy to re-enter the U.S. by airport, and TSA PreCheck is intended for domestic airport travel.
If you travel a lot, it’s a no-brainer to sign up for one of these programs. And if you’re already planning on signing up, it’s an excellent extra benefit to look for in a credit card.
Here’s a list of credit cards that pay for Global Entry or TSA Precheck applications:
It’s important to keep in mind that when your credit card offers Global Entry or TSA PreCheck, usually you will have to pick one or the other. After you sign up through the Trusted Traveler Program website, pay the fee ($100 for Global Entry, $85 for TSA PreCheck) with your credit card, and you’ll be automatically reimbursed for the fee on your statement. Most credit cards that offer this benefit will only reimburse one fee every 5 years, so choose wisely. Because Global Entry includes TSA PreCheck, it’s often best to just get Global Entry to cover all bases.
The best American Express Platinum card travel benefits are its access to 1,300+ airport lounges worldwide, its $200 annual airline credit, and complimentary Gold Status in the Hilton Honors and Marriott Bonvoy loyalty programs. Plus, you get 5 points / $1 spent on flights and hotels booked through American Express Travel. And to top it off, there’s a $15 monthly Uber credit, 0% foreign transaction fee, and baggage and travel insurance. On top of that, this card comes with an initial bonus of 100,000 points for spending $6,000 in the first 6 months.… read full answer
The American Express Platinum card is a charge card, which means you’ll have to pay the balance in full every month. Plus, it has a $695 annual fee. So, you should make sure that you will take advantage of as many American Express Platinum card travel benefits as possible to get your money’s worth.
Here are some notable American Express Platinum card travel benefits:
Annual Airline Credit: $200 per year for airline incidentals. You can’t use the credit for airfare or upgrades.
Credits for Uber Rides: Up to $15 in credits for Uber rides each month, plus a bonus $20 in December ($35 total). The credits expire at the end of each month, so be sure to use them.
Complimentary Hotel Status: Cardholders can join Hilton Honors and Marriott Bonvoy as Gold-level members for free. Members get complimentary room upgrades and more opportunities to earn free nights.
Global Entry or TSA PreCheck Credit: Credit for the $100 Global Entry application fee or the $85 TSA PreCheck application fee, once every 4.5 and 4 years respectively. Both services expedite airport screening.
Baggage Insurance: Pays up to $2,000 in replacement costs for checked baggage that gets lost and up to $3,000 for carry-on luggage.
Car Rental Insurance: Covers eligible rental vehicles for up to 30 consecutive days against damage and theft up to a maximum of $75,000. Does not cover intoxicated/reckless driving, damage to other vehicles or personal injuries.
Global Lounge Collection: Lets you access over 1,300 airport lounges in 148 countries for free.
Fine Hotels & Resorts: Extra benefits when you book certain accommodations, like free room upgrades, free daily breakfast for two people, free Wi-Fi, and unique amenities depending on the location.
Initial Bonus: 100,000 points for spending $6,000 within 6 months. Points do not expire as long as the account remains open.
Reward Points for Travel Purchases: Earn 5 points / $1 spent on flights or hotels booked through AmexTravel.com.
Despite all of the American Express Platinum card travel benefits, the $695 annual fee might still be too much for you. There are some other good options, fortunately. One of the best is the Chase Sapphire Preferred® Card; you’ll earn 60,000 points when you spend $4,000 in the first 3 months, and the annual fee is just $95.
The best travel credit card with no annual fee is the Bank of America® Travel Rewards credit card because it offers an initial bonus of 25,000 points for spending $1,000 in the first 90 days. It also rewards cardholders with unlimited 1.5 points / $1 spent on all purchases. Plus, the Bank of America Travel Rewards credit card has a 0% foreign transaction fee in addition to its $0 annual fee.… read full answer
If you aren’t planning to go anywhere too adventurous, consider the Discover it® Miles. Discover is not accepted in as many international locations as Visa or Mastercard, but its U.S. acceptance is pretty good. Discover it Miles also has good rewards. It offers 1.5 miles per $1 on all purchases, doubled the first year.
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