The types of credit cards Bank of America offers include credit cards for students, low interest credit cards, cash rewards credit cards, travel rewards credit cards, business credit cards, and credit cards to help build credit. Bank of America offers credit cards to people of all credit levels.
Whether you are a student looking for a credit card to help build credit or someone with good credit looking to maximize their rewards, there may be a Bank of America credit card to fit your needs. Below, you can see WalletHub’s editors’ picks for the best BofA credit cards by category.
You can activate your Bank of America credit card online or by phone at (800) 276-9939. Either way, you should have your credit card ready to use in just a few minutes.
Online: Log into your online account on Bank of America’s activation page. Then, verify your personal information (e.g. Social Security number) to activate your card. If you need to sign up for online account management, you can … read full answerenroll by providing the last 6 digits of your card and your full Social Security number. After that, you’ll create a username and password.
By phone: Call Bank of America at (800) 276-9939. Say or enter your full account number. Enter your personal information for verification when prompted (e.g. your SSN, zip code or the phone number associated with your application).
Once your BofA credit card is activated, you’ll be able to make purchases with it right away. And if you have any difficulty with the process, Bank of America’s customer service can always help you out. You can give them a call at (800) 732-9194.
It is not very hard to get a Bank of America credit card because Bank of America offers cards for people with bad credit or better. The easiest credit card to get from Bank of America is the Bank of America® Customized Cash Rewards Secured Credit Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other Bank of America credit cards, too.… read full answer
Minimum Credit Score for Notable Bank of America Credit Cards
As long as you meet the credit score requirement and a few other requirements, it’s not hard to get a Bank of America credit card. As with all credit cards, you’ll need to have a steady income and be at least 18 years old. You’ll also need to have an SSN or ITIN.
Keep in mind that just because it’s not hard to get some Bank of America credit cards, that doesn’t mean it’s necessarily easy to get all of them. You’re also never guaranteed to be approved, even for the cards with the easiest approval requirements.
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