There are different types of Chase credit cards for travel rewards and cash back. There are also different Chase cards for consumers and small business owners. Some Chase credit cards charge annual fees while others don’t, and those often have 0% APRs too. Still other Chase cards are affiliated with airlines and hotels. So there are lots of ways to look at it.
You could say there are three types of Chase cards: personal, business and co-branded. The Amazon, British Airways and Marriott credit cards are examples of Chase co-branded cards. Or, you could make the case that there are just two types of Chase credit cards: those for people with good or excellent credit, and those for excellent credit only. However, there are no types of Chase credit cards available for students or people with lower credit scores.
Main types of Chase credit cards:
0% APR: Slate, Freedom, Freedom Unlimited, and certain Ink business cards.
Travel Rewards: Sapphire Preferred, Sapphire Reserve, and co-branded airline and hotel cards.
Cash Rewards: Freedom, Freedom Unlimited, Amazon Rewards Visa and more.
No Annual Fee: Freedom, Freedom Unlimited, Slate, Ink Cash and several more Chase cards come with a $0 annual fee.
Business: Ink Cash, Ink Preferred and Ink Unlimited.
All Chase cards except for IHG Rewards Club Premier card (Mastercard) are on the Visa network. Other than that, the most popular types of Chase credit cards are rewards, travel, and no foreign transaction fee. Several cards fit into more than one category. One example is Chase Sapphire Preferred. It falls under six different groups. They include Visa, travel and no foreign transaction fee.
Although Chase may seem to have credit cards for just about every need, there are none for building credit. So people with bad, limited, or fair credit might need to look elsewhere. Fortunately, Chase lets you check for pre-approval. There’s no guarantee you’ll be approved if you’re pre-approved, but the odds are in your favor.